Pay over time for as low as 0% APR*

Clear, transparent terms. Fair rates. No prepayment penalties.

Affordable Monthly Plans

Pay for your order over 6, 12, or 24 months at competitive interest rates as low as 0% APR*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

Check your rate in seconds without leaving our site

Questions?

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Check Bread’s FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1

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*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.

Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.